Accept More Payments With Less Friction

Stop fraud in real time using combined scoring of device, identity, and behavioral data. Our advanced machine learning and human expertise ensure smoother checkouts and fewer fraudulent chargebacks.

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The rising threat of Online Payment Fraud

Card-not-present (CNP) fraud is expensive and getting harder to detect. Even with Strong Customer Authentication (SCA), fraudsters target high-value sectors like luxury and finance.
Without advanced tools, merchants face:

  • Chargebacks
  • Poor customer experience
  • Declining trust in online journeys

Key Challenges:

  • International fraud rings bypassing SCA
  • Excessive friction from manual checks or overreliance on SCA
  • Limited fraud insight across channels

Identity-Led defense for seamless checkouts

Device Fingerprint & Geolocation

Consistency across device, user, and IP

Identity Trust Scoring

Based on 15M+ verified identities in France and the EU

Behavioural Pattern Recognition

AI detects anomalies in session speed, navigation, and account reuse

Rules & Machine Learning Engine

Sector-specific logic continuously adapted to emerging threats

What Makes Our Payment Protection Stand Out

Device & IP Analysis

Detects VPNs, proxies, and risky zones

Identity Validation

Confirms consistency of user details

Velocity & Pattern Detection

Flags automated or repeated attacks

Graph Network Analysis

Detects fraud rings across merchants

Real-Time API Integration

Under 2 seconds risk scoring embedded at checkout

Proven results from the field

“Oneytrust helped us fight fraud networks while growing internationally. Their pre-scoring enabled both security and smoother checkouts.”

Typical Outcomes:

45% fewer chargebacks in under 3 months

Fraud rate under 0.08% (France) and 0.82% (outside EEA)

Real-time scoring under 2 seconds

Key questions from fraud experts

Combine device/IP data with location and behavior analysis for real-time scoring. Low-risk customers pass seamlessly.

AI-led scoring and behavioral analysis can detect threats instantly—without interrupting genuine buyers.

Use verified identity signals and behavioral patterns to avoid unnecessary friction and protect revenue.

See How Oneytrust Can Protect Your Business Without Zero Added Friction

Use identity-led fraud detection to reduce chargebacks while keeping payments seamless.

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